Professional status demonstrates your expertise and commitment to high standards. Now, through our growing range of CIMSPA Benefit Partners, CIMSPA members* can access specialist insurance from Protectivity, helping you protect your business, your livelihood and your professional practice.
Trusted cover for qualified professionals
Every day, sport and physical activity professionals take responsibility for helping people improve their health, wellbeing and performance. Whether you’re delivering one-to-one sessions, instructing group exercise classes, coaching participants or running your own business, your clients place their trust in your expertise and professionalism.
Your professional status demonstrates that expertise by showing employers, participants and the public that you have the knowledge, skills and commitment needed to deliver high-quality services. However, being a professional is also about being prepared for the unexpected.
That’s why we’re pleased to introduce Protectivity as a new CIMSPA Benefit Partner, providing specialist insurance designed specifically for qualified fitness professionals and instructors.
Professional protection when you need it most
While holding your professional status, we know you’ll always strive to deliver safe, high-quality services, that align to the sector’s professional standards. But we also know that unexpected accidents and incidents can happen – that’s why having appropriate insurance can help provide reassurance and confidence that you’re protected, should something go wrong.
Protectivity’s specialist Personal Trainer and Sports Coach insurance has been designed specifically for sole traders who are CIMSPA Practitioner members, holding professional status. Protectivity insurance is underwritten and administered by FCA-regulated provider Starpeak Insurance Solutions, ensuring compliance and credibility.
Providing protection against some of the most common risks encountered in day-to-day practice, the multi-activity* cover offers flexible extensions to tailor your policy. However, all policies include:
- Professional Indemnity Insurance – protection against claims relating to advice, instruction or coaching errors.
- Public and Products Liability Insurance – protection if a client is injured or property is damaged as a result of your activities.
Alongside this core cover, members can tailor their policy to suit their circumstances with optional add-ons, including:
- Employers’ Liability cover for those employing staff
- Overseas cover
- Sports and business equipment cover
- Personal accident cover
This flexible approach allows professionals to build a policy that reflects the way they work, whether they are self-employed, running a business or employing a team.
For those looking for additional support, a separate Commercial Legal Expenses policy is also available, providing cover for:
- Employment disputes
- Contract disputes and debt recovery
- Legal defence and tax enquiries
- Property disputes
- Health and safety issues
Protectivity’s insurance can help protect professionals in situations such as:
- A third party being injured in your working environment and holds you responsible
- A client alleging that advice or instruction caused them harm
- Essential business equipment being damaged or stolen
- A workplace accident affecting your ability to work and earn an income
While these situations may be rare, having suitable cover in place can help provide reassurance and allow you to focus on delivering great experiences for your clients with confidence.
Insurance designed for fitness professionals
Protectivity specialises in providing insurance products for small businesses and fitness professionals, including personal trainers, fitness instructors and coaches.
Their insurance solutions have been designed with the realities of the sector in mind, recognising the responsibilities that professionals take on every day when working with clients, participants and communities.
Through this partnership, CIMSPA members can access specialist insurance at preferential rates, from a provider that understands the unique needs of the sport and physical activity workforce, making it easier to find suitable protection that’s relevant to the work you do.
A partner that understands the sector
As we continue to expand our range of CIMSPA Benefit Partners, we’re focused on partnering with organisations that provide genuine value to our workforce, whilst aligning with the high standards of delivery practiced by you, the sector workforce.
Protectivity’s offering aligns closely with the needs of sport and physical activity professionals in a variety of ways:
- Relevant to our workforce: Specialising in supporting instructors, trainers, coaches and small businesses operating within active environments and customer-facing roles.
- Simple and accessible: Insurance can often feel complicated. Protectivity’s approach is designed to make it easier for professionals to understand their options and access suitable cover.
- Supporting independent professionals: Many CIMSPA members are self-employed or run their own businesses. Protectivity’s flexible policies and extensions help ensure professionals can access protection that’s relevant to their individual circumstances.
- Designed around sector needs: From public liability and professional indemnity cover to flexible policy enhancements, Protectivity’s products have been developed to support the realities of working within the sport and physical activity sector.
Together, these qualities make Protectivity a valuable addition to the growing range of benefits available through CIMSPA membership.1
Andy Brownsell, Chief Executive Officer at Starpeak Insurance Solutions said:
“We’re delighted to be partnering with CIMSPA to provide its members with access to specialist insurance designed specifically for professionals working across sport and physical activity.
Together, we have created a bespoke digital proposition that makes it simple for CIMSPA members to access tailored cover that reflects the diverse activities they undertake and the risks they face in their day-to-day work.
This partnership is about more than insurance. It is about giving CIMSPA members easy access to protection, confidence and support, allowing them to focus on helping people lead healthier, more active lives.
We look forward to working closely with CIMSPA and supporting its members for many years to come.”
Phill Wright, Head of Insight and Impact at CIMSPA shared his thoughts on the new partnership:
“This new insurance offer provides added confidence and protection for CIMSPA practitioner members with professional status, supporting them to focus on delivering high-quality services with peace of mind.”
Recognition and reassurance
At CIMSPA, we’re committed to helping professionals gain the recognition they deserve while providing practical support that helps them succeed throughout their careers. Professional status demonstrates that you have the expertise, knowledge and competence to perform your role to recognised sector standards. Appropriate insurance helps support that professional practice, protecting you against the challenges that can arise while delivering your services.
Together, professional recognition and professional protection help build confidence and trust with employers, clients and participants alike.
Discover how specialist insurance can help protect your professional practice.
Ready to get your quote? Simply log in to your CIMSPA member dashboard and look under the ‘My CIMSPA partner offers’ tab, then ‘Discounts’ and click the ‘Get your quote now’ button under Protectivity to begin the quick six-step quotation process. Be sure to have your CIMSPA membership number and your professional status digital badge URL handy, as you’ll need these to receive your preferential CIMSPA rate.
*See list of sports and activities covered in policy documents. Full information on exactly what is covered can be found in policy documents when you get a quote.
1 Benefits subject to membership status.